McKinsey & Company 39 McKinsey & Company With IoT transformation, changing the organization brings its own set of pain points Digital talent doesn’t stay here long because there is nowhere for them to grow – SVP of Digital BU, Media It’s not the technology that’s the hard part, it’s the culture change – CEO, Software The business heads don’t take me seriously – how can I get them to adopt new technology? – Chief Digital Officer, Global Bank The innovation committee sits in an ivory tower and isn’t close enough to the customer needs – GM of Digital BU, Media We’re going to see more change in financial services in the next five years than we saw in the past 30 – CEO, Payments The need to radically retrain and upgrade the skills of employees is the greatest challenge we’ll face in our careers – CEO, Telecommunications