Adult population, 158M Per capita GDP Poorest 40% PPP, current international $ Income share held by 15% rural 15,893 bottom 40% 9,191 17% 11% Brazil Focus country Brazil Focus country 85% urban average average Financial account ownership, 158M adults Mobile technology penetration Own account Do not own account 206M total 68% 35% 95% population Women 65% Have network coverage l 55% a 37% Own mobile 32% Tot Rural phones 63% 23% Own smartphones MSMEs’ access to credit Share of digital Mobile-money of 16M MSMEs payments accounts 53% 47% 20% <1% of total transactions of adults No Yes by volume 35M $152B (5.5%) $1B Individuals newly GDP boost Reduction in government included in by 2025 leakage financial system 4M $76B New jobs $71B New credit New deposits McKinsey Global Institute Digital finance for all: Powering inclusive growth in emerging economies 75 NOTE: 2014 or latest available data for all statistics except GDP boost.