Adult population, 99M Per capita GDP Poorest 40% PPP, current international $ Income share held by 53% rural bottom 40% 9,191 15% 17% 5,911 Nigeria Focus country Nigeria Focus country 47% urban average average Financial account ownership, 99M adults Mobile technology penetration Own account Do not own account 177M total 44% 34% population 87% Have network Women coverage l 66% a 44% Own mobile 56% Tot Rural 39% phones 7% Own 61% smartphones MSMEs’ access to credit Share of digital Mobile-money of 9M MSMEs payments accounts 52% 48% <1% 2% of total transactions of adults No Yes by volume 46M $88B (12.4%) $2B Individuals newly GDP boost Reduction in government included in by 2025 leakage financial system 3M $57B New jobs $36B New credit New deposits McKinsey Global Institute Digital finance for all: Powering inclusive growth in emerging economies 85 NOTE: 2014 or latest available data for all statistics except GDP boost.