Ms. Hortensia Contreras, Grupo Bimbo, Mexico Mr. Lauro Gonzalez, EAESP-FGV and Center for Mr. Leonardo Burle Gripp Cotta, Central Bank of Microfinance and Financial Inclusion Studies at FGV Brazil, Brazil (GVcemif), Brazil Mr. Giancarlo Greco, American Express (former), Brazil D Mr. Anil Kumar Gupta, MicroSave, India Dr. Yinka David-West, Lagos Business School, Nigeria Dr. Arvind Gupta, Bharatiya Janata Party, India Mr. Santiago Dawson, América Móvil, Mexico H Mr. Esaie Diei, Globacom Limited (GLO), Nigeria Mr. Ding Donghua, GOME Finance, China Syed Ammar Haider, Bank Alfalah, Pakistan Mr. Vince Mountaga DIOP, BelCash, Ethiopia Mr. Naved Hamid, Lahore School of Economics, Pakistan Mr. S V Divvaakar, Indicus Centre for Financial Mr. Jon Hartley, VisionFund International Inclusion, India Mr. Waqas ul Hasan, DFID, Pakistan Mr. Ozair Ali Dogar, Easypaisa, Telenor, Pakistan Mr. Muhammad Yar Hiraj, EP Systems/OneLoad, Pakistan Mr. James Dong, Alibaba, China Ms. Hu Anzi, CreditEase, China Mr. Ousmane Dore, Africa Development Bank, Nigeria Mr. Nadeem Hussain, Planet N, Pakistan Mr. Munir Duri, Kifiya, Ethiopia Mr. Birhanu Dutera, Federal Cooperative Agency, Ethiopia I Mr. Moazzam Iqbal, Pakistan Microfinance E Network, Pakistan Mr. Chuma Ezirim, FirstBank, FirstMonie, Nigeria Dr. Ify Isiekwe, National Bureau of Statistics, Nigeria Mr. Alejandro Islas López, Ministry of Communications F and Transportation, Mexico Mr. Yiming FEI, Bank of Langfang, China J Mr. Vicente Fenoll, Kubo.financiero, Mexico Mr. Azfar Jamal, National Bank of Pakistan, Pakistan Ms. Marusa Vasconcelos Freire, Central Bank of Mr. Syed Sohail Javaad, State Bank of Pakistan, Pakistan Brazil, Brazil Mr. Gustavo Freitas, Zuum, Brazil Mr. Adnan Javaid, United Bank Limited, Pakistan Michael J. Fuchs, Financial Sector Advisor Mr. Jiang Zeshen, China Banking Regulatory Commission, China G Mr. Juan Carlos Jiménez, The Association of Banks of Mexico, Mexico Mr. Terence Gallagher, IFC, Brazil Dr. Omobola Johnson, Alliance for Affordable Mr. Shubhashis Gangopadhyay, India Development Internet, Nigeria Foundation, India Mr. Hernán Garza, MasterCard, Mexico K Dr. Pulak Ghosh, IIM Bangalore, India Mr. Fawad Abdul Kader, Bank Alfalah, Pakistan Mr. Greg Gibb, Lufax, China Dr. Sumita Kale, Indicus Centre for Financial Ms. Bethlehem Girma, Association of Ethiopian Inclusion, India Microfinance Institutions, Ethiopia Mr. Geoff Kau, Ping An Group, China Mr. Benjamin Gleason, GuiaBolso, Brazil Mr. Nebil Kellow, First Consult, Ethiopia