R Mr. Wondwosen Teshome, Enat Bank, Ethiopia Ms. Anuradha Ramachandran, Omidyar Network, India Ms. Atsuko Toda, International Fund for Agricultural Development, Nigeria Mr. Kumail Rizvi, Lahore School of Economics, Pakistan Ms. María Fernanda Trigo, National Banking and Mr. Álvaro Rodríguez, IGNIA, Mexico Securities Commission (CNBV), Mexico Mr. Rafael Rojas, The Association of Banks of Mexico, Mexico V S Mr. Juan Manuel Valle, DICONSA, Mexico Mr. Rogério Saab, Caixa, Brazil W Mr. Rajiv Sabharwal, ICICI Bank, India Ms. Wang Dan, China Association of Microfinance, China Ms. Farah Said, Lahore School of Economics, Pakistan Mr. Jason Wang, Baidu, China Mr. Suresh Sethi, Vodafone - M-Pesa, India Mr. Sheldon Wang, Baoshang Bank, China Mr. Jared Shu, WeBank, China Mr. Francis Galadima Wasa, Central Bank of Mr. Kenneth Shwedel, KSADVISE, Mexico Nigeria, Nigeria Mr. Almir Silva, Oi, Brazil Ms. Tsigereda Worku, Association of Ethiopian Mr. Renato Luis Silva, UOL PagSeguro, Brazil Microfinance Institutions, Ethiopia Mr. Navtej Singh, Jio Payments Bank, India Mr. Arif Sirhindi, United Bank Limited, Pakistan Y Mr. Emil Sjöblom, BelCash, Ethiopia Mr. Biratu Yigezu, Central Statistical Agency, Ethiopia Mr. H Srikrishnan, Jio Payments Bank, India Ms. Wenchi Yu, Goldman Sachs Mr. Julio Cesar Stella, Central Bank of Brazil, Brazil Dr. Tianqi SUN, Financial Consumer Protection Z Bureau, China Ms. Roshaneh Zafar, Kashf Foundation, Pakistan T Mr. Muhammad Zaman, United Bank Limited, Pakistan Ms. Gabriela Zapata Alvarez, independent consultant Ms. Tang Ling, Tencent, China (CGAP, BFA), Mexico Ms. Aberash Tariku, Central Statistical Agency, Ethiopia Ms. Kidist Zegeye, MOSS ICT, Ethiopia Mr. Tewodros Tassew, BelCash, Ethiopia Mr. Zhang Anyuan, National Development and Reform Mr. Mesfin Tefera, MOSS ICT, Ethiopia Committee, China Mr. Hailemelekot Teklegiorgis, Agriculture Transformation Ms. Diana Zhang, Goldman Sachs Agency, Ethiopia Ms. Zhang Qian, China Banking Regulatory Dr. Eyob Tesfaye, UNDP, Ethiopia Commission, China McKinsey Global Institute Digital finance for all: Powering inclusive growth in emerging economies 91